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Federal Loan Programs Naugatuck CT

An overview of the Graduate PLUS loan program for graduate and professional students, including information on interest rates, subsidies, fees, and loan limits.

Federal Loan Programs

An Overview of Graduate PLUS Loans

The PLUS loan program used to be just for parents, when the PLUS loan program wasopened up to graduate and professional students. Just to beclear, the PLUS loan program is open to parents of undergraduatesand to graduate / professional students, not directly to

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undergraduate students. The Graduate PLUS program is verysimilar to the Parent PLUS program .However, there are a few differences and we will makesure to highlight them below. The first and most importantdifference is that you are the borrower, not your parent.

FFELP vs. Direct

Graduate PLUS loans can be administered either through theFFELP or Direct Loans programs. The graduate or professionalschool makes the determination which program it wants tooffer its students.

Under the FFELP program, you will get your PLUS loan from alender (like Discover Financial Services, Sallie Mae, or CitiBank).In this situation, you are responsible for deciding which lenderis right for you. Your school will often present you with aLender List, proving you with a number of lender options. Youcan choose from this list or do your own research and find a lender that may not be on the list.

Gradua...

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